Decluttering Your Life – A Few Simple Steps to Start

What do you think of when you hear the term decluttering? To me, the word decluttering makes me want to throw everything out. And I mean everything. It feels amazing when we simplify the things in our world.     Here are the reasons why we should be decluttering our...

Steps We Need to Take When We Realize Our Purse is Gone

***WARNING*** ***MISSING PURSE*** Our breath gets caught in our throat the moment we realize our very important purse is gone. Our purse contains many important items and they become even more valuable while we are outside of regular environment, when we are traveling...

The Best Family Vacations Ideas Without Breaking The Bank

Family vacations can be extremely pricey and tiresome. Growing up in a one-income household was really hard with a family of 4. But we learned a very good lesson - Quality family time largely outweighs anything you could buy. The below article lists 20 ways to have a...

Decluttering Your Life – A Few Simple Steps to Start

What do you think of when you hear the term decluttering? To me, the word decluttering makes me want to throw everything out. And I mean everything. It feels amazing when we simplify the things in our world.     Here are the reasons why we should be decluttering our...

Steps We Need to Take When We Realize Our Purse is Gone

***WARNING*** ***MISSING PURSE*** Our breath gets caught in our throat the moment we realize our very important purse is gone. Our purse contains many important items and they become even more valuable while we are outside of regular environment, when we are traveling...

The Best Family Vacations Ideas Without Breaking The Bank

Family vacations can be extremely pricey and tiresome. Growing up in a one-income household was really hard with a family of 4. But we learned a very good lesson - Quality family time largely outweighs anything you could buy. The below article lists 20 ways to have a...

How To Talk To Your Kids About Money

Children pay attention to everything we do. From putting on makeup in the morning to the conversations we have with strangers. How we talk, spend, and save money - affects them. They are paying attention. Are we being a good example? Teaching them the basics at an...

The Best Advice I Was Ever Given

The best advice I was ever given came from my Uncle Roger. I was getting ready for boot camp. I was 17, a twig, nervous, excited, and out-of-my-mind scared (although I didn't let anyone know). He told me, as I was about to take on one of the biggest challenges of my...

Vacation Time! 3 Ways To Jumpstart Your Vacation Savings

Just the idea of vacation makes me giddy. No matter what kind of vacation we go on, staycation, in-state, out-of-state, or out-of-country, planning is highly beneficial. To help make the cost manageable check out the below ideas. 1. Open a dedicated vacation savings...

Spring Cleaning Our Finances – Items To Review

Happy Spring! We just rounded the corner from winter to spring and I can't be happier. With that in mind, it's a good time to sort through some financial matters. Check these out - Property insurance - It's best to work with an independent insurance agent, they are...

Three Ingenious Questions To Ask Our CPA

1. Do you have recommendations for reducing next year's taxes? CPAs can recommend a number of strategies that might help reduce tax liability in the future. A variety of laws have changed the playing field. Some of these strategies may be complex and may need input...

Make 5 Fantastic Changes That Will Fatten Your Bank Account

We live in a world of convenience and consumption. Fast-food eating, frozen meal shopping, buying this and that. Making minor changes to the way we live our lives can make lasting impacts that will benefit us in the long-run. Below is a list of 5 items that we...

Three Ways To Attack Student Loan Debt

We all hear the horror stories about student loan debt. Many of us have lived it and more are still dealing with it. We study, we work, and we stack up debt to pursue better lives. Some of us walk out of school with over $100,000 in student loan debt. As we start our...

Still Sticking To Your New Year’s Resolution?

Can you guess how many people have given up by now? According to a 2017 report by U.S. News approximately 80% have failed by the second week of February. We often fail to stick to things like New Year’s Resolutions, budgets, relationships, and goals. What happened to...

How Does A Credit Report Impact Us?

A credit report contains information about where we live, how we pay our bills, and possibly whether we've been sued, arrested, filed for bankruptcy and more. Pretty interesting stuff, and get this, your employer (future or current) could see this information.   Here...

401(K) Accounts – Breaking It Down Barney Style

Breaking it down Barney style means to strip a lot of the noise and provide basic information about subjects. This is a starting point and as time goes along, we will build from there. 401(k)* accounts allow us to contribute a portion of our paycheck to our retirement...

Date Night – Are We Spending Too Much To Impress?

Romance is about sharing experiences and discovering new things about each other and life. This is not the time to flash how much we make or how much we SPEND. Starting out on the wrong foot will ruin our date and will deter future opportunities. Here are some reasons...